tender.

Today$2,418.60

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New: same-day payouts to any US bank

Get paid the day you sell.

Card reader, payouts and books for independent shops. Every sale lands in your bank by 6 PM.

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Fern & Fable Books2:14 PM

Paperback, poetry$18.50

Total

$18.50

Tap, insert or swipe
Cascade Credit Union•••• 4242Maya Alvarez09/29Visa

Next payout today, 6:00 PM

Tender helps independent shops take every payment, get paid by 6 PM and see which hours actually make money, with a reader that fits in one hand.

HomeTue, Nov 10

Today's sales

Tue, Nov 10

$2,418.60

+12.4% from last Tuesday

Payout at 6:00 PM

Chase ••4417

$2,357.37

Same dayafter $61.23 in fees

How customers paid

  • Card$1,912.40
  • Tap to pay$431.20
  • Cash$75.00

Sales by hour

2 PM $537.60

Latest sales

  • 2:12 PMHardcover, travel$31.50
  • 2:09 PMTwo postcards$4.50
  • 2:05 PMPaperback, mystery$17.99
  • 1:58 PMAtlas of the Pacific Northwest$64.00
  • 1:51 PMBookmark$3.00

Tender helps independent shops take every payment, get paid the same day and know their best hours, without a monthly bill, a long contract or a week of waiting for their money.

ChaseToday, 6:02 PMDeposit from Tender Payments+$2,357.37
ChaseMon, 6:01 PMDeposit from Tender Payments+$1,986.40
ChaseFri, 6:02 PMDeposit from Tender Payments+$2,210.15

6 PM

Same-day payouts, every weekday

Sale
$18.50
Fee, 2.6% + 10¢
-$0.58
You keep
$17.92

2.6% + 10¢

Per card payment, nothing else

Tender bill · November

  • Monthly fee$0.00
  • Reader rental$0.00
  • ContractNone
  • Cancellation fee$0.00

Total$0.00

$0Nothing due

A month on the Counter plan

Features

Made for the counter and the books

Every sale, every payout and every busy hour, in one place you'll actually open.

Tonight's payout

$2,193.85

6:00 PMChase ••4417

  • 9 AM$412.50
  • 10 AM$318.75
  • 11 AM$246.20
  • 12 PM$388.40
  • 1 PM$301.15
  • 2 PM$162.90
  • 3 PM$141.60
  • 4 PM$222.35

Payouts, hour by hour

Watch today's sales roll into tonight's payout. No waiting until Friday, no batch fees.

Sales by hour · this week

$702

Sun 12pBest hour

Mon
Tue
Wed
Thu
Fri
Sat
Sun
8a10a12p2p4p6p

Know your best hour

See which hours and days bring in the money, so you staff the rush and close early when it's quiet.

Wi-Fi down · saved on the reader

  • 2:41 PMLatte, croissant$9.50Saved
  • 2:43 PMPaperback, card$24.00Saved
  • 2:46 PMDrip coffee$4.25Saved
  • 2:48 PMMugs, two$31.80Saved

Works when the Wi-Fi doesn't

The reader keeps taking cards offline and sends every payment the moment it's back. Nobody waits at the counter.

From the first tap to your bank by six

One Tuesday at Fern & Fable Books in Portland, from opening to the money landing.

9:02 AM · First saleThree postcards, $6.75 on tap to pay. Tender starts today's payout with it.

Integrations

Plays well with the tools you run

Connect Tender to your accounting, payroll, inventory and online store.

  • LedgerlyAccounting
  • PaydaysPayroll
  • ShelfwiseInventory
  • StorefrontOnline store
  • Any US bankPayouts
  • TaxTidySales tax
  • RotasScheduling
  • CourierLocal delivery
  • InboxReceipts by email
  • SheetsReports export
  • GiftboxGift cards
  • BookedAppointments
  • RegularsLoyalty
Fees

See what you'd keep every year

Slide to your monthly card sales and compare Tender with a typical card processor.

A typical processor

Monthly statement

  • Card processing, 2.9% + 30¢$1,193.82
  • Monthly fee$25.00
  • PCI compliance$9.95
  • Statement fee$7.50
  • Reader rental$17.55

Per month$1,253.82

Per year$15,046

Tender, Counter plan

Monthly statement

  • Card processing, 2.6% + 10¢$855.27
  • Monthly fee$0.00

Per month$855.27

Per year$10,263

Tender Payments, Inc.No. 1043Nov 10, 2026

Pay to the order of

Fern & Fable Books

$4,783.00

Four thousand seven hundred eighty-three and 00/100 dollars

Memo A year of fees you keepAt an average sale of $22
Pricing

Plans that grow with the shop

Start free with a reader. Add staff and stores when you need them.

Counter

For one register and an owner who rings up most sales themselves.

$0/ month

Get a reader
  • Tender reader, $59 one-time
  • 2.6% + 10¢ per card payment
  • Same-day payouts by 6 PM
  • Daily sales summary
  • Email support

Recommended for shops with staff

Shop

For shops with a team, a schedule and more than one register.

$49/ month

Start free trial
  • Everything in Counter
  • Up to 10 staff logins
  • Best-hour reports
  • Tips and timecards
  • Phone support, 7 days a week

Multi-store

For three or more locations that share stock, staff and books.

Custom

Contact sales
  • Everything in Shop
  • Unlimited stores and staff
  • Shared inventory
  • Lower rates over $250k a month
  • A dedicated account manager
Questions

Asked at the counter

What shop owners ask before they switch.

  • Sales made by 5:59 PM on a weekday are sent at 6 PM and land in most US banks within minutes. Weekend sales are sent Monday at 6 PM.